Consumer Financing Options Help SMBs Compete

  The ability for small to mid-sized businesses to offer financing to its customers can’t be understated. With impressive percentages like the 77% of consumers saying the availability of financing drove their choice of retailer. That means while visiting a merchant’s shop, on-the-spot decisions are being made based on financing options. And then there’s the topic of spending totals — […]

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Payment Industry Predictions for 2017

  Now that 2016 is in the rearview mirror, it’s time to take a look at 2017. What does the future hold for the payments industry? CardNotPresent.com asked several merchants and service providers in the card not present (CNP) space to examine the current environment and comment on what they think is likely to happen in 2017. On most minds […]

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Are Biometrics Ready For The Big Time?

  Furthering the security discussion when it comes to authenticating identity, especially in the online world, biometrics have emerged as the latest measure for protecting and safeguarding privacy. Keeping sensitive information about someone, including passwords and valuable data like credit card numbers private is of the utmost importance to card issuers, banks, and consumers alike. According to Penny Crosman at […]

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The Death of Desktops? Not So Fast

  With so much focus on smart phones recently, merchants are making shopping easier than ever for consumers with mobile devices. But whatever happened to the good old PC? Is online shopping using these archaic machines a thing of the past? Believe it or not, hardware is not dead, at least when it comes to clicking and ordering. Mobile may […]

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Sales Moving Toward Self-Serve

  There has been a noticeable trend in the retail world of late. Automation has taken hold of the industry and, more specifically, self-serve has emerged as a leading business model. The biggest name in the self-serve game is Amazon, who recently unveiled their Amazon Go grocery store. Amazon Go is essentially a brick-and-mortar store concept minus shopping lines. This […]

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The Future of Fraud-Proof Credit Cards

  As card purchases rapidly increase both online and in-store, so are cases of credit card fraud. To combat and limit potential fraud, credit card companies are ramping up their security efforts in many ways. One of the newest methods for securing cards includes dynamic CVV generators. Dynamic CVV generators create random CVV (card verification value) numbers and are built-in […]

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