Checks-by-Web

Checks-By-Web is a check processing program that provides merchants the capability of accepting checks over the web. The consumer is able to initiate a debit payment for bill pay or eCommerce on a website or payment gatewayA payment gateway is a combination of hardware and software that provides merchants with the ability to perform real-time credit card authorizations from a website over the Internet. It’s the link between a merchant website and the processor.. Merchants can significantly increase sales and earn repeat customers by offering this simple and convenient online payment option.

Features

• VerificationThe point in which the lease company verbally verifies (confirms) with the merchant that the equipment has been delivered and that they understand the lease terms in full. of checking account
• User-defined custom fields
• Detailed online reporting of transactionAn act between a seller and a cardholder that results in either a paper or an electronic representation of the cardholder’s promise to pay for goods or services received from the act. The action between a cardholder and a merchant that results in financial activity between the merchant and cardholder’s account.... history
• Data export for third-party accounting or archiving
• Multiple certified third-party gateways supported
• Integration with most online payment gateways

Benefits of Checks-By-Web

• eCommerce. Consumers initiate check payment for products purchased from a merchant’s website. To reduce fraudulent checks, the check writer and their account are verified using a state-of-the-art check verificationA service that verifies that the check writer has no outstanding bad checks in their database. If the check is returned the merchant is responsible for collecting the insufficient check. system.
• Bill Pay. The Bill Pay option refers to transactions from consumers with whom the merchantA business that accepts credit cards for goods or services. has an established relationship or agreement. For example, the consumer has an account with the merchantA business that accepts credit cards for goods or services. and utilizes a login process to access the merchantA business that accepts credit cards for goods or services. website payment options.
• Check VerificationA service that verifies that the check writer has no outstanding bad checks in their database. If the check is returned the merchant is responsible for collecting the insufficient check.. Check VerificationA service that verifies that the check writer has no outstanding bad checks in their database. If the check is returned the merchant is responsible for collecting the insufficient check. helps reduce the risks associated with accepting checks. The check writer and their checking account are instantly screened through multiple databases and fraud detection systems.
• Fast and Convenient. Funds are deposited in 3-7 business days allowing merchants faster access to funds. Checks-By-Web eliminates trips to the bank, banking fees, and check-handling costs.
• Reporting and Support. Merchants enjoy free web-based reporting that provides full transactionAn act between a seller and a cardholder that results in either a paper or an electronic representation of the cardholder’s promise to pay for goods or services received from the act. The action between a cardholder and a merchant that results in financial activity between the merchant and cardholder’s account.... tracking along with other features including billing reconciliation, transactionAn act between a seller and a cardholder that results in either a paper or an electronic representation of the cardholder’s promise to pay for goods or services received from the act. The action between a cardholder and a merchant that results in financial activity between the merchant and cardholder’s account.... history, and fast access to batchA collection of credit card transactions saved for submitting at one time, usually each day. Merchants who do not have real-time verification systems must submit their transactions manually through a POS terminal. Batch fees are charged to encourage a merchant to submit his or her transactions at one time, rather than throughout the day.... detail. Reports can be customized and exported in several popular formats. Outstanding technical support and customer service is also provided at no charge to the merchantA business that accepts credit cards for goods or services..

Markets Served