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Surcharge Made Easy

No-Cost Credit Card Processing by the Experts

A Super-Charged Program

NMA’s surcharge program allows merchants to pass credit card processing costs on to the consumer potentially saving business owners thousands of dollars annually.

Experience no-cost credit card processing.

Benefits of the Program

Dollar signs - ArrowMerchants receive 100% of the sales price when customers pay by credit card
Credit card compliance - iconCompliant with major credit card networks and with individual state restrictions
Seamless integration arrows - iconSeamless integration with compatible POS systems
Alert - iconAutomatic surcharge alert and notice of alternative payment options

Merchants have the ability to offer consumers transactions free of surcharge when paid with cash, check or debit card

How Does It Work?

NMA’s Surcharge Program uses a pass-through processing system that may integrate with a merchant’s existing POS software.

  • Pre-analyzes each transaction

  • Automatically detects whether a customer is using a credit or debit card

  • Displays the amount of the transaction, including the processing fee, before giving customers the option of authorizing or canceling the transaction

  • If a credit card transaction is not authorized by the cardholder, alternative payment methods are suggested

An Easy Way to Increase Revenue

Seamless setup

Card-on-file for recurring transactions

Continue to accept all card types

Expedited in-house tech support and customer care

Simplifying surcharges for both merchants and consumers is crucial – so is advocating on behalf of merchants so they can freely operate within their respective markets. The state of surcharges is currently changing and NMA works to stay ahead of the curve, providing merchants with industry-advancing products and services.


Card Surcharge Ban Defeated in California – for Now

The ability for merchants to impose a surcharge on customers using credit cards moved forward during the first week of January as a California appeals court ruled against the state’s long-standing no-surcharge law. Read More »

Businesses can charge extra for credit card payments, appeals court rules…

A California law prohibiting retailers from charging customers extra for using credit cards violates the businesses’ right to free speech, a federal appeals court Read More »

What is Surcharge?

A fee or other charge that is added to the cost of a good or service. A surcharge is typically added to an existing tax, and may not be included in the stated price of a good or service. Read More »

Can You Charge a Convenience Fee on Credit Card Purchases?