National Merchants Association Welcomes New Member Stacy Furniture & Design

Furniture merchant underscores NMA’s leadership position as the bankcard expert for small-to-mid-sized businesses 

BURBANK, Calif., – February 17, 2012 National Merchants Association (NMA) is pleased to announce the addition of Stacy Furniture & Design to its growing client portfolio. A leader in providing merchants the best credit card processing rates, NMA works with companies to identify maximum cost savings for long-term business success by using their proprietary account optimization process. Visit

NMA understands the special needs of furniture retailers and other high risk merchant accounts. The association has a specific department earmarked towards helping merchants who have been faced with challenges by other processors.

“We’re thrilled to be working with National Merchants Association,” says Rick Stacy, owner of Stacy Furniture & Design. “We are confident that they will work diligently on our behalf to obtain the best merchant processing rates, while developing appropriate payment/delivery options to help reduce our chargeback risk.”

Furniture retail is considered high risk because the customer is often required to pay upfront and the product is delivered at a later date. Oftentimes, the furniture store is unable to warehouse the product and actually places an order with the distributor once the customer payment settles. Further, furniture stores tend to have chargebacks on large ticket items which many other merchant service providers try to avoid in this downturned economy.

“NMA is the best fit for Stacy Furniture because we truly understand the underwriting piece,” says NMA furniture agent, Jeffrey Sibio. “We can manage all of the mitigating factors to help offset the risk to receive approvals.”

Bankcard expert Heather Petersen, founder of NMA says, “At a time when our competitors were forced to terminate the merchant accounts of furniture stores due to risk exposure and high losses, we’ve stepped up to the plate with open arms and welcomed the high risk business genre to work on behalf of these business owners who need help.  We try to avoid requiring reserve accounts for these merchants unless absolutely necessary and we are easily integrate-able with most POS systems in the market.”

How NMA Works NMA facilitates transactions for thousands of merchants nationwide and educates business owners about merchant services rules and regulations while reducing fees.  Retailers pay a multitude of fees as part of doing business.  They pay interchange fees, PCI compliance fees, statement fees, customer service fees and/or debit access fees. While businesses cannot eliminate interchange fees, they can avoid overpaying by having a third party group like NMA optimize their processing contracts.

Founded in 2004, NMA serves as an advocacy group for small and medium-sized business owners and is the only association in the United States working to eliminate the unnecessary and unreasonable costs associated with accepting credit cards. NMA operates nationwide through 17 regional offices, as it continues to dominate the retail independent sales organization space.

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