Burbank, CA, May 7, 2012… According to Forbes, online furniture sales are expected to soar by 28% this year as young couples begin to purchase new homes due to the “Year of the Dragon’s” promise of fortune. Bankcard expert Heather Petersen, founder of National Merchants Association (NMA), knows that furniture stores are referred to as “high risk” by the financial community.  Are retailers prepared for the surge in online sales? A leader in providing merchants with the best credit card processing rates, NMA works on behalf of businesses to help them get the lowest possible fees for all of their internet transactions. The company specializes in high risk businesses such as furniture stores.  Visit

NMA helps to establish merchant accounts for transactions in which the buyer is not physically present, an area in which credit card companies have a different fee structure.  Furniture retailers will ultimately need to facilitate their projected boost in online sales with a company like NMA that can service their special needs.

The home decor industry is considered high risk because customers pay upfront for delivery later. Further, furniture stores tend to have chargebacks on large ticket items which many other merchant service providers try to avoid in this economy.

Ms. Petersen says, “When our competitors were forced to terminate the merchant accounts of furniture stores due to risk exposure and losses, we welcomed them. We are easily integrate-able with most POS systems in the market, and we try to avoid the requirement of reserve accounts for these merchants.”

In fact, NMA has a specific department geared toward assisting merchants who have been faced with challenges by other processors.

Members of NMA have a relationship with Membership Consultants who have invaluable business expertise, and have access to an exclusive proprietary account optimization process that enables them to reap substantial savings. The association facilitates online transactions for thousands of merchants nationwide.  

With the “Year of the Dragon” fueling booming online sales, National Merchants Association will bring furniture retailers one step closer to their own auspicious year.

About National Merchants Association (NMA)
Founded in 2004, NMA serves as an advocacy group for small and medium-sized business owners and is the only association in the United States working to eliminate the unnecessary and unreasonable costs associated with accepting credit cards. NMA operates nationwide through 17 regional offices, as it continues to dominate the retail independent sales organization space.

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