Each transaction needs to include one of the following from the merchant:

  1. CVV is intentionally not provided.
  2. CVV is present.
  3. CVV is present but illegible.
  4. Cardholder states that no CVV value is on the card.

The CVV Response from the bank will be:

  1. CVV match.
  2. CVV no match.
  3. Not Processed.
  4. Merchant has indicated the CVV is not on the card.
  5. Card Issuer is not certified and/or on the system.