NMA Educates

Forms, Forms, Forms:
What is a Schedule A?

Forms, Forms, Forms:
What is a Schedule A?

At National Merchants Association (NMA), we are deeply committed to advocating for merchants and partners of all types, and providing them with the tools and resources they need to thrive in an ever-evolving payments ecosystem.

The NMA Educates Series is designed to provide helpful, insightful and informative materials to assist the businesses we serve in navigating the world of payments. This is part 1 of 2 in a series related to Forms.

“Can I see your Schedule A?”

If you’re familiar with the payments industry, you’ve probably heard this question asked before – especially at industry events. You may have even asked this question yourself. The Schedule A is one of the most important documents in the industry, but it doesn’t often get the written credit it deserves.

What is a Schedule A?

Ah – the infamous Schedule A. In the world of payments – primarily in the card-not-present space – a company’s Schedule A is the equivalent to the holy grail itself, and for good reason.
A Schedule A is the contract/agreement that determines how partners (also referred to as Agents) earn money. Although Schedule A forms vary from company to company, there are a few key components you can expect to see on most forms, including:


Here, you’ll find a list of bonuses you can earn with a given company for a number of reasons. For example, if you sell an exclusive product/service for a company, you might expect to earn an upfront bonus of $100 or more.

Revenue Share

If you’re working with a Merchant Services Provider, chances are, you’ll be using their software. All companies charge for this, and the Schedule A should lay it out for you upfront.


Your company address should appear on your website somewhere – typically on the Contact Us page or toward the bottom. The address listed on the site must match the corporate/legal or DBA address on file with NMA.

Approval/Signature Area

It wouldn’t be a crucial document if it didn’t require a signature, right? A Schedule A is a binding document, so they require you to acknowledge and sign.

Thank goodness for the Schedule A. Now that you’ve learned a bit about this form, let’s schedule a time to discuss the many ways NMA’s Schedule A can Work For You™.

Can we pencil you in?