Consumer Financing Options Help SMBs Compete

  The ability for small to mid-sized businesses to offer financing to its customers can’t be understated. With impressive percentages like the 77% of consumers saying the availability of financing drove their choice of retailer. That means while visiting a merchant’s shop, on-the-spot decisions are being made based on financing options. And then there’s the topic of spending totals — […]

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The Case Of The Vanishing Department Stores

  After a seemingly busy shopping season, a couple of large retailers have decided to shut down a number of their stores, citing disappointing holiday sales as one of the biggest reasons. Macy’s and Sears announced shortly after the new year that they would be downsizing. Both stores are facing an unfortunate reality: the health of the retail industry and […]

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Survey: Consumers Dictating Payment Methods For Merchants

  “Cash, check or charge.” It used to be that the owner of an establishment was the one who decided how their goods or services would be paid for during a transaction. Their word was final and it was based on which method the merchant was most comfortable with. According to a recent survey by ControlScan and the Electronic Transactions […]

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Payment Industry Predictions for 2017

  Now that 2016 is in the rearview mirror, it’s time to take a look at 2017. What does the future hold for the payments industry? CardNotPresent.com asked several merchants and service providers in the card not present (CNP) space to examine the current environment and comment on what they think is likely to happen in 2017. On most minds […]

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The State of Cross-Border Commerce

  As first noted on PYMNTS.com, the recent Q4 X-Border Payments Optimization Index showed that in 2016, American merchants beat the rest of the world once again. Reporting a high score of 67.8. U.S. merchants came in first with China (66) and the U.K. (65) rounding out the top three. The global average was 58. According to the study, in-depth […]

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The Death of Desktops? Not So Fast

  With so much focus on smart phones recently, merchants are making shopping easier than ever for consumers with mobile devices. But whatever happened to the good old PC? Is online shopping using these archaic machines a thing of the past? Believe it or not, hardware is not dead, at least when it comes to clicking and ordering. Mobile may […]

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Sales Moving Toward Self-Serve

  There has been a noticeable trend in the retail world of late. Automation has taken hold of the industry and, more specifically, self-serve has emerged as a leading business model. The biggest name in the self-serve game is Amazon, who recently unveiled their Amazon Go grocery store. Amazon Go is essentially a brick-and-mortar store concept minus shopping lines. This […]

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