The Future of 3-D Secure and Ecommerce

  Designed to add additional layers of security for online credit and debit card transactions, 3-D Secure has proven to be extremely useful in thwarting potential fraud. 3-D has been adopted by credit card giants Visa (Verified by Visa), MasterCard (MasterCard SecureCode), and American Express (American Express SafeKey) among others and the software technology behind 3-D is constantly improving. Case […]

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Trust Rising Among Mobile Wallet Users

  It’s no secret that the digital payments industry is growing. Along with it, the use of mobile wallets is rapidly growing as well. While this type of payment method is convenient for both consumers and merchants, much of the increased usage of digital wallets is due to improved security measures which has created higher levels of trust among users […]

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Peer-to-Peer payments has a new player

  On Wednesday, Bank of America announced it has launched Zelle, available to customers who use the finance industry giant’s banking app. “Bank of America becomes one of the first banks to incorporate the benefits and features of the Zelle experience, a revolutionary new P2P service, within its mobile banking app,” the bank said in a news release on its website. […]

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Four NMA Employees Pass CPP Exam

National Merchants Association is proud to announce the latest group of employees that passed the Electronic Transactions Association (ETA) Certified Payment Professional (CPP) exam. It was announced today that Quality Control Manager Diane Driscoll, Director of Sales Butch Hildebrand, Strategic Partner Support team member Brianna Olmos and Underwriting Manager Maria Writer all passed the exam. The CPP exam was created […]

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Digital Wallet Use On The Rise

  The mobile payments industry is growing rapidly and the use of digital wallets is surging, both overseas and here in the U.S. In an article published earlier this week, CardNotPresent.com reported that digital wallets will account for $1.35 trillion in spend worldwide this year, which is a 32 percent increase from last year. In the majority of Asia-Pacific countries […]

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Consumer Financing Options Help SMBs Compete

  The ability for small to mid-sized businesses to offer financing to its customers can’t be understated. With impressive percentages like the 77% of consumers saying the availability of financing drove their choice of retailer. That means while visiting a merchant’s shop, on-the-spot decisions are being made based on financing options. And then there’s the topic of spending totals — […]

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