Mobile Payments: What’s The Hold-Up?

  There’s no way of getting around it: mobile payments are the future of payments. Even the major credit card companies have anticipated the global shift to mobile by introducing their own versions of these digital wallets, adding to a growing number of established mobile payment solutions like Apple Pay, PayPal, and others. And yet, while the payment world is […]

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The Rise of “Sleeper Cell” Accounts and Fraud

As fraud methods become more advanced, the fraudsters behind it are keeping pace. Recently, a common tactic has emerged where criminals are leveraging account takeover or account creation by “aging” accounts before monetizing them. A March report compiled by antifraud technology provider DataVisor, provided insight into how fraudsters are hiding amongst us inside consumer websites and mobile apps, using “sleeper […]

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Chargebacks and The Growing Trend of Friendly Fraud

  Chargebacks were enabled in order to safeguard both consumers and issuing banks from potential fraud. Additionally, with so many card users and so many legit fraud cases in the world, it only makes sense to have a system in place to expedite the process of refunding money lost by consumers. Sounds great, right? Certainly – except that chargebacks ending […]

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Increasing Sales With Multiple Payments Options

  Mobile money volume is growing at triple-digit annual rates, according to market researchers with Ingenico ePayments, Oxford Economics and Charney Research in partnership with NTT Data. And while the emergence of mobile payments and alternate payment methods have not necessarily made cash and cards obsolete, they have definitely played a key role in decreasing numbers of transactions made using […]

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The Future of 3-D Secure and Ecommerce

  Designed to add additional layers of security for online credit and debit card transactions, 3-D Secure has proven to be extremely useful in thwarting potential fraud. 3-D has been adopted by credit card giants Visa (Verified by Visa), MasterCard (MasterCard SecureCode), and American Express (American Express SafeKey) among others and the software technology behind 3-D is constantly improving. Case […]

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Trust Rising Among Mobile Wallet Users

  It’s no secret that the digital payments industry is growing. Along with it, the use of mobile wallets is rapidly growing as well. While this type of payment method is convenient for both consumers and merchants, much of the increased usage of digital wallets is due to improved security measures which has created higher levels of trust among users […]

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Growing Companies and the Growth of Mobile Payments

  Recent studies have indicated that merchants accepting different payment types are not only more likely to have repeat customers but they enjoy increased loyalty from customers as well. These merchants understand that diversifying the ways they accept payment is crucial to the future success of their business. One of the most popular payment methods starting to really gain traction […]

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